Our mission is to be the mortgage lender that you trust to serve your family, friends and community. Through our team of dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your biggest investment.
Our unwavering dedication to integrity, honesty and ethics is the foundation of all our relationships. Obsidian strives for perfection and nothing less. Our employees know the importance of home ownership as your biggest life investment and we treat it like one. Our Loan Originators are full time and handle your purchase or refinance while working with title companies, realtors, appraisers and all others vested in your transaction.
Obsidian Financial is a "Full Eagle" lender that offers all processing, underwriting and closing in house. With over 25 years’ experience, we can perform all functions and close your loan in as little as 15 days. A lot of loan officers in the industry are simply brokers. As a broker, they will send your loan to a lender, join a long line of other brokers, wait on an approval, get condition after condition and take over 30 to 45 days to close. Obsidian Financial is the lender so there is no assembly line that delays time required to close.
WHEN OTHER BROKERS SAY NO, Obsidian Financial CAN SAY YES! As a fully staffed lender, we have the discretion to underwrite all of our loans and the borrower sees the benefits of the transaction from start to finish.
Obsidian Financial is the underwriter and can approve loans that don’t always fit in a box. Because brokers don’t have the financial net worth, brokers are limited to the products that are available to direct lenders. Don’t’ get trapped in the broker assembly line and partner with a lender that treats you like a family member. Let us become part of your family!